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Providing Exceptional Financial, Retirement, and Insurance Services for over 20 years

Sajo Financial Corp. is an Independent, Accounting, Tax and Financial Advisory Firm. Our team of talented professionals in the fields of accounting, tax, insurance and retirement services are committed to building lifelong relationships with clients based on honesty, prompt service and results. We use the
most up to date research and technology available to provide you with the best service possible.


We have over 40 years combined experience!

If you need expert financial advice and assistance, we'd be happy to help.


David S. Crammer, BS, MAcc
David is a Licensed Accountant and Insurance Agent in the State of Florida. David has been practicing in
Broward County for more than 20 years. He graduated with a Masters Degree in Accounting, with a
Minor in Taxation, from Nova Southeastern University’s Huizenga School of Business. He has a diverse
book of Clientele, including some high profile clients in the area, around the country, and even overseas.
Edwin L. Crammer, CPA
Certified Public Accountant
Edwin is a Licensed CPA in the State of Florida. He Graduated with a Bachelor’s Degree in Accounting
from Nova Southeastern, and has been practicing in the area for more than 35 years.
Susan Cossio
Receptionist/Customer Service
Susan has been with us for 8 years now. She has been our Receptionist / Data Entry Technician, and overall awesome person who makes our jobs much easier.


Mary R.“David is the greatest…Awesome!  I had a $30K tax liability, he got the IRS off my back!”

Debra V. – “David is a brilliant accountant, and a genuinely good person!  I highly recommend him!"

Susan C. – "I had an audit!  I was terrified!  David helped me, and when it was over, I didn’t owe the IRS anything!"


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